Rating

OTP Banka Slovensko, a.s. has been rated by reputable rating agency Moody´s Investors Service (Moody´s) since 2005.

Moody´s rating of OTP Banka Slovensko, a.s., May 2009

Long-term bank deposits	Baa3
Shorm-term bank deposits	P-3
Financial Strength	D-

on review for possible downgrade

Moody´s rating of Slovakia, March 2009

Government Bonds

A1

Country Ceiling for Foreign Currency Debt
Long-term / Short-term	Aaa/P-1
Country Ceiling for Foreign Currency Deposits
Long-term / Short-term	Aaa/P-1

stable outlook